Filter
428951321 Article

Why Buying Is Worth It

We know that for a lot of us the idea of homeownership feels like “adulting”, permanent and complicated. But it doesn’t have to be that way. And thanks to low down-payment home loan options and favorable first time home buyer programs, homeownership may be more attainable than you think.

Read More
131015039 Article

15 vs 30

Although the 30-year fixed-rate mortgage is most often recognized by prospective buyers, it is not the only option available. The 15-year mortgage product can offer unique benefits and advantages that may help a prospective homebuyer achieve their goals by best matching their financial needs.

170713307 Article

Mortgage Percentage of Income

Buying a home is typically the largest purchase a consumer will make in their lifetime. Committing to a mortgage is often a long term agreement. It is important that prospective homebuyers take time to carefully establish how much house they can afford and what percentage of income should go towards their monthly mortgage payment.

267515930 FAQ

Conventional Loan FAQs

For potential homebuyers, deciding on what type of mortgage loan is right for your financial needs and goals is a crucial step in the home buying process. One of the most common loan types among mortgage borrowers is conventional loans.

408513675 FAQ

Fixed Rate FAQs

For many prospective homebuyers, selecting a mortgage loan is as important as finding a property to purchase. A fixed rate mortgage loan is a type of mortgage loan in which the borrower is locked in to a defined interest rate over the lifetime of the loan.

207274090 FAQ

Jumbo FAQs

Jumbo loans are also known as jumbo mortgages. Jumbo loans can be used as purchase loans, refinance loans or cash-out refinance loans. Eligible borrowers can apply for a jumbo mortgage with either a fixed or adjustable rate term.

237419129 Article

Conventional Home Loans Guide

If you’re able to meet the down payment, income and credit requirements, conventional loans typically offer more flexibility and a wider array of loan programs and terms.

245622575 Article

USDA

Sponsored by the U.S. Department of Agriculture, a USDA loan is a mortgage that offers benefits for those wishing to purchase a home in an eligible rural or suburban area.

245622622 Article

FHA Loans

Sponsored by the U.S. Department of Housing and Urban Development (HUD), FHA loans are government-backed home loans distributed by private lenders like Mutual of Omaha Mortgage. FHA Loans are a great financing option for first-time home buyers who may have less than perfect credit history or have smaller down payment goals

292520206 Article

Loan Process

We know that for many, the mortgage loan process can be overwhelming and confusing. Don’t worry! With the right information, preparation and an expert loan officer, the loan process can be quite easy and straightforward.